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Important Things to Know about Workers’ Compensation When a worker gets injured in the workplace, workers’ compensation law states that the worker can be compensated for it, and these laws are enforced in every state. There are states that call it workman’s compensation or workmen’s compensation but it is basically the same. There may be some variations of the law from state to state, but for the general principles, they apply to all states. Some of the important facts about workers’ compensation law are explained below. The requirement for workers’ compensation is not for every employer. Before an employer would be required to have workers’ compensation, there is a minimum number of employees that he needs to have, and this is set by every state. It can be one employee but usually the number is from 2 to 4 employees. So, if you work in a very small business, your employer may not be required to have workers’ compensation. You should also take note that not all company workers are included or covered by workers’ compensation. There are states that recognize that businesses sometimes hire casual employees and these are not covered by workers’ comp. If you are filing a personal injury lawsuit, you need to prove that someone else has caused the accident that caused your injury. Whether your employer was responsible or not for your injury is not important in workers’ comp cases. This is to make it easier for workers to receive medical treatment and compensation for injuries suffered at work. Whether the employer was responsible for the injury or not does not affect the compensation to be given. But, it is important that he can prove that the accident or the injury was received in the workplace.
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For medical attention, you should go to the doctor or facility that your employer or the insurance provider chooses. If you refuse to go to the medical facility or to the doctor that they choose, you may lose your claim to workers’ compensation.
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The bills charged by the medical provider they have chosen will be shouldered by your employer. IF you don’t go to the suggested medical facility, then you will have to shoulder the bills if you go to another. It is on a contingency basis that workers’ compensation lawyer handle their client’s cases. The reason for this is because most states do not allow workers’ comp lawyer to charge a flat fee to handle worker’ comp cases. It is only when the lawyer can win the compensation case for his client can get paid a percentage of it. If the lawyer fails to do so for the worker, then the lawyer is not paid. Approval for lawyers’ fees are through the Workers’ compensation commission or board. Workers’ Compensation commission or board is found in every state. The function of this board is to settle disputes between the employer and employees that relate to an employee’s injury.